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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,972 | $71,878-62.5% | $86,698-68.9% | $68,486-60.6% |
| Participation rate | 97.3% | 72.2%+25.0pp | 76.6%+20.7pp | 67.9%+29.4pp |
| Annual return | -14.25% | 3.53%-17.8pp | 35.95%-50.2pp | -7.85%-6.4pp |
| Employer contribution / active EE | $1,393 | $2,173-35.9% | $2,837-50.9% | $2,597-46.4% |
| Participant deferral / active EE | $1,392 | $3,779-63.2% | $4,656-70.1% | $4,028-65.4% |
| Admin fee / account holder | $856 | $6,113-86.0% | $7,493-88.6% | $5,404-84.2% |