Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,658 | $69,248+142.1% | $64,101+161.6% | $139,466+20.2% |
| Participation rate | 47.8% | 75.6%-27.8pp | 72.3%-24.5pp | 80.3%-32.5pp |
| Annual return | 27.19% | 45.95%-18.8pp | 33.72%-6.5pp | 373.66%-346.5pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $2,749-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,901 | $4,682+4.7% | $3,881+26.3% | $6,712-27.0% |
| Admin fee / account holder | $6,316 | $4,247+48.7% | $3,070+105.7% | $11,409-44.6% |