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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,312 | $99,009+121.5% | $86,581+153.3% | $147,585+48.6% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 6.51% | 1312.70%-1306.2pp | 965.06%-958.6pp | 578.58%-572.1pp |
| Employer contribution / active EE | $10,002 | $3,132+219.3% | $2,840+252.2% | $4,876+105.1% |
| Participant deferral / active EE | $10,811 | $3,972+172.1% | $3,609+199.6% | $5,439+98.8% |
| Admin fee / account holder | $6,100 | $5,709+6.9% | $4,904+24.4% | $10,886-44.0% |