Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $572 |
Filed as: MERRILL LYNCH, PIERCE,FENNER AND SM Service code 33 · EIN 13-5674085 4 WORLD FINANCIAL CENTER · NEW YORK, NY 10281 | Securities brokerage | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,537 | $75,183+154.8% | $123,894+54.6% | $55,167+247.2% |
| Participation rate | 83.9% | 72.8%+11.1pp | 81.4%+2.5pp | 69.0%+14.9pp |
| Annual return | 6.58% | 19.01%-12.4pp | 47.52%-40.9pp | 169.23%-162.6pp |
| Employer contribution / active EE | $5,510 | $2,823+95.2% | $4,617+19.4% | $1,963+180.8% |
| Participant deferral / active EE | $6,244 | $5,084+22.8% | $5,984+4.3% | $3,054+104.4% |
| Admin fee / account holder | $346 | $663-47.8% | $8,357-95.9% | $504-31.3% |