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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,774 | $175,231-7.1% | $149,696+8.7% | $139,466+16.7% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 8.06% | 166.77%-158.7pp | 134.46%-126.4pp | 373.66%-365.6pp |
| Employer contribution / active EE | $18,002 | $5,478+228.6% | $4,821+273.4% | $4,754+278.7% |
| Participant deferral / active EE | $17,112 | $6,521+162.4% | $5,682+201.2% | $6,712+154.9% |
| Admin fee / account holder | $8,375 | $16,155-48.2% | $13,212-36.6% | $11,409-26.6% |