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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,909 | $157,296+53.8% | $141,191+71.3% | $152,897+58.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.23% | 64.34%-45.1pp | 71.41%-52.2pp | 345.43%-326.2pp |
| Employer contribution / active EE | $9,747 | $5,262+85.2% | $4,736+105.8% | $4,764+104.6% |
| Participant deferral / active EE | $12,148 | $7,111+70.8% | $6,710+81.0% | $5,851+107.6% |
| Admin fee / account holder | $45,055 | $12,125+271.6% | $10,264+339.0% | $11,599+288.4% |