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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,260 | $185,883-60.6% | $170,043-56.9% | $139,466-47.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.41% | 60.54%-50.1pp | 53.40%-43.0pp | 373.66%-363.3pp |
| Employer contribution / active EE | $9,382 | $7,596+23.5% | $6,790+38.2% | $4,754+97.3% |
| Participant deferral / active EE | $961 | $11,626-91.7% | $10,410-90.8% | $6,712-85.7% |
| Admin fee / account holder | $54,619 | $15,393+254.8% | $12,824+325.9% | $11,409+378.7% |