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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,771 | $81,358-83.1% | $155,556-91.1% | $80,959-83.0% |
| Participation rate | 78.0% | 66.3%+11.7pp | 78.2%-0.3pp | 67.7%+10.3pp |
| Annual return | 6.36% | 33.39%-27.0pp | 64.84%-58.5pp | 35.67%-29.3pp |
| Employer contribution / active EE | $1,981 | $3,106-36.2% | $4,675-57.6% | $2,757-28.1% |
| Participant deferral / active EE | $1,203 | $3,455-65.2% | $5,631-78.6% | $4,300-72.0% |
| Admin fee / account holder | $2,720 | $7,994-66.0% | $15,885-82.9% | $6,925-60.7% |