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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,443 | $86,298-11.4% | $111,308-31.3% | $85,847-11.0% |
| Participation rate | 71.4% | 73.3%-1.9pp | 77.3%-5.9pp | 69.3%+2.1pp |
| Annual return | 9.92% | 19.99%-10.1pp | 54.67%-44.7pp | 318.61%-308.7pp |
| Employer contribution / active EE | $1,732 | $2,044-15.2% | $2,732-36.6% | $2,565-32.5% |
| Participant deferral / active EE | $2,567 | $3,641-29.5% | $4,487-42.8% | $3,952-35.0% |
| Admin fee / account holder | $7,509 | $8,189-8.3% | $7,965-5.7% | $6,261+19.9% |