See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 12 · EIN 43-1451524 11101 SWITZER ROAD · OVERLAND PARK, KS 66210 | Plan Administrator; Investment adviso... | $34,545 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSRNC CO Service code 52 · EIN 04-1590850 1295 STATE STREET · SPRINGFIELD, MA 011110001 | Indirect Investment Fees | $19,592 |
FUTURE BENEFITS4 years Service code 26 | Advisory (Participants) | $0 |
PENSION ASSURANCE LLP4 years Filed as: THE PENSION SERVICE INC Service code 13 | Contract Administrator | $0 |
PENSION ASSURANCE LLP1 year Filed as: THE PENSION SERVICE, INC. Service code 13 · EIN 06-0874395 127 WASHINGTON AVE · NORTH HAVEN, CT 06473 | Contract Administrator | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,527 | $59,584-5.1% | $86,874-34.9% | $79,386-28.8% |
| Participation rate | 42.9% | 67.7%-24.7pp | 71.6%-28.7pp | 70.7%-27.8pp |
| Annual return | 12.79% | 23.15%-10.4pp | 63.52%-50.7pp | 116.85%-104.1pp |
| Employer contribution / active EE | $331 | $1,768-81.3% | $2,495-86.7% | $2,427-86.4% |
| Participant deferral / active EE | $2,282 | $3,036-24.9% | $3,699-38.3% | $4,046-43.6% |
| Admin fee / account holder | $423 | $604-30.0% | $5,828-92.7% | $626-32.5% |