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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,438 | $50,947+152.1% | $74,551+72.3% | $64,173+100.1% |
| Participation rate | 78.6% | 61.1%+17.5pp | 69.1%+9.4pp | 69.6%+9.0pp |
| Annual return | -7.22% | -1.85%-5.4pp | 32.53%-39.8pp | 7.63%-14.9pp |
| Employer contribution / active EE | $1,648 | $1,115+47.7% | $1,961-16.0% | $2,381-30.8% |
| Participant deferral / active EE | $2,204 | $2,302-4.3% | $3,108-29.1% | $3,470-36.5% |
| Admin fee / account holder | $4,746 | $4,221+12.4% | $5,059-6.2% | $4,887-2.9% |