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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,998 | $184,000-44.6% | $162,185-37.1% | $152,909-33.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 12.35% | 150.80%-138.4pp | 115.61%-103.3pp | 345.46%-333.1pp |
| Employer contribution / active EE | $6,256 | $6,370-1.8% | $5,613+11.4% | $4,764+31.3% |
| Participant deferral / active EE | $4,094 | $8,033-49.0% | $7,297-43.9% | $5,851-30.0% |
| Admin fee / account holder | $14,265 | $13,124+8.7% | $10,844+31.5% | $11,601+23.0% |