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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,288 | $171,867+84.0% | $149,718+111.3% | $147,585+114.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 8.19% | 2113.36%-2105.2pp | 1501.70%-1493.5pp | 578.57%-570.4pp |
| Employer contribution / active EE | $17,974 | $6,275+186.5% | $5,444+230.1% | $4,876+268.6% |
| Participant deferral / active EE | $15,078 | $7,270+107.4% | $6,568+129.5% | $5,439+177.2% |
| Admin fee / account holder | $8,978 | $13,799-34.9% | $11,283-20.4% | $10,885-17.5% |