Retirement plan

STANLEY BLACK & DECKER RETIREMENT ACCOUNT PLAN

Name: STANLEY BLACK & DECKER, INC. - STANLEY BLACK & DECKER RETIREMENT ACCOUNT PLAN (2018) Form 5500
Creator: STANLEY BLACK & DECKER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STANLEY BLACK & DECKER RETIREMENT ACCOUNT PLAN, STANLEY BLACK & DECKER, INC.

STANLEY BLACK & DECKER, INC.EIN 06-0548860Plan #009PY 2018

1000 STANLEY DRIVE - NEW BRITAIN, CT 06053860-225-5111stanleyblackanddecker.comLinkedIn10001+ employeesconsumer goods

Other plans on this EIN

1 filing

#002Retirement-$120.6M assets

Prospect flagsLow returnsLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$1724.1M

-13.5% from 2017

Total participants

21,974

+6.9% from 2017

Average account balance

$88,554

-18.1% from 2017

Annual return

-10.02%

-34.80 pp from 2017

Benchmarks

See 87 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants>=10,000

Cohort87 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$2.47B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

26,180

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$124.25M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$88

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.4+ years Service code 15 · EIN 94-1347393	Recordkeeping	$979,691
BLACKROCK4+ years Filed as: BLACKROCK INSTITUTIONAL TRUST CO Service code 21 · EIN 94-3112180	Bank Trustee	$668,200
THE BANK OF NEW YORK MELLON1 year Filed as: STANDISH MELLON ASSET MGMT CO., LLC Service code 51 · EIN 25-1890416	Investment Mgmt Fees	$76,061
STATE STREET GLOBAL ADVISORS4+ years Service code 18 · EIN 04-1867445	Custodial (securities); Soft dollars ...	$69,577
THE BANK OF NEW YORK MELLON1 year Filed as: MELLON CAPITAL MANAGEMENT GROUP Service code 51 · EIN 25-1442864	Investment Mgmt Fees	$65,602
BPS&M2 years Service code 16 · EIN 62-0853448	Consulting	$9,000

Plan features & details

Pension benefit codes2A2D2E2F2G2J2P2T3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2D
Offset plan
Plan benefits are subject to offset for retirement benefits provided in another plan or arrangement of the employer.
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$1.9M

$117 / participant

Other / not subdivided$2M100.0%

% of EOY assets

0.108%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: FIONDELLA MILONE, LASARACINA, LLP
Auditor EIN: 061648707
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$88,554

$127,796-30.7%

$76,768+15.4%

$73,367+20.7%

Participation rate

84.4%

88.2%-3.8pp

77.0%+7.4pp

69.5%+14.9pp

Annual return

-10.02%

-2.31%-7.7pp

2.43%-12.5pp

173.45%-183.5pp

Employer contribution / active EE

$576

$3,931-85.4%

$2,485-76.8%

$2,499-77.0%

Participant deferral / active EE

$4,575

$6,924-33.9%

$3,852+18.8%

$4,033+13.4%

Admin fee / account holder

$96

$66+44.5%

$6,675-98.6%

$68+40.4%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.4+ years

Service code 15 · EIN 94-1347393

Recordkeeping

$979,691

BLACKROCK4+ years

Filed as: BLACKROCK INSTITUTIONAL TRUST CO

Service code 21 · EIN 94-3112180

Bank Trustee

$668,200

THE BANK OF NEW YORK MELLON1 year

Filed as: STANDISH MELLON ASSET MGMT CO., LLC

Service code 51 · EIN 25-1890416

Investment Mgmt Fees

$76,061

STATE STREET GLOBAL ADVISORS4+ years

Service code 18 · EIN 04-1867445

Custodial (securities); Soft dollars ...

$69,577

THE BANK OF NEW YORK MELLON1 year

Filed as: MELLON CAPITAL MANAGEMENT GROUP

Service code 51 · EIN 25-1442864

Investment Mgmt Fees

$65,602

BPS&M2 years

Service code 16 · EIN 62-0853448

Consulting

$9,000

STANLEY BLACK & DECKER RETIREMENT ACCOUNT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STANLEY BLACK & DECKER RETIREMENT ACCOUNT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion