| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.4+ years Service code 15 · EIN 94-1347393 | Recordkeeping | $979,691 |
BLACKROCK4+ years Filed as: BLACKROCK INSTITUTIONAL TRUST CO Service code 21 · EIN 94-3112180 | Bank Trustee | $668,200 |
Filed as: STANDISH MELLON ASSET MGMT CO., LLC Service code 51 · EIN 25-1890416 | Investment Mgmt Fees | $76,061 |
STATE STREET GLOBAL ADVISORS4+ years Service code 18 · EIN 04-1867445 | Investment management fees paid indir... | $69,577 |
Filed as: MELLON CAPITAL MANAGEMENT GROUP Service code 51 · EIN 25-1442864 | Investment Mgmt Fees | $65,602 |
BPS&M2 years Service code 16 · EIN 62-0853448 | Consulting | $9,000 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,554 | $127,796-30.7% | $76,768+15.4% | $73,367+20.7% |
| Participation rate | 84.4% | 88.2%-3.8pp | 77.0%+7.4pp | 69.5%+14.9pp |
| Annual return | -10.02% | -2.31%-7.7pp | 2.43%-12.5pp | 173.45%-183.5pp |
| Employer contribution / active EE | $576 | $3,931-85.4% | $2,485-76.8% | $2,499-77.0% |
| Participant deferral / active EE | $4,575 | $6,924-33.9% | $3,852+18.8% | $4,033+13.4% |
| Admin fee / account holder | $96 | $66+44.5% | $6,676-98.6% | $68+40.4% |