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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,420 | $92,219-0.9% | $76,767+19.1% | $135,380-32.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -5.71% | 5.46%-11.2pp | 2.43%-8.1pp | 519.81%-525.5pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,660 | $4,508-63.2% | $3,852-56.9% | $5,609-70.4% |
| Admin fee / account holder | $19,429 | $10,749+80.8% | $6,675+191.1% | $10,828+79.4% |