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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS INST OP COMP Service code 37 · EIN 04-2647786 | Loan Processing | $83,758 |
Filed as: FIDELITY INV INST OPERS CO INC Service code 60 | Sub-TA Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,244 | $95,918+27.4% | $151,634-19.4% | $77,906+56.9% |
| Participation rate | 91.4% | 88.7%+2.7pp | 87.5%+3.9pp | 73.7%+17.7pp |
| Annual return | -16.54% | -5.50%-11.0pp | 3.32%-19.9pp | 12.16%-28.7pp |
| Employer contribution / active EE | $4,123 | $4,330-4.8% | $6,165-33.1% | $2,846+44.9% |
| Participant deferral / active EE | $7,832 | $7,508+4.3% | $8,363-6.3% | $4,805+63.0% |
| Admin fee / account holder | $18 | $93-80.9% | $11,614-99.8% | $133-86.6% |