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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,065 | $54,757-17.7% | $90,304-50.1% | $72,975-38.2% |
| Participation rate | 54.5% | 65.2%-10.6pp | 73.3%-18.7pp | 69.5%-14.9pp |
| Annual return | 62.70% | 30.63%+32.1pp | 78.13%-15.4pp | 81.01%-18.3pp |
| Employer contribution / active EE | $826 | $2,093-60.6% | $2,855-71.1% | $2,440-66.2% |
| Participant deferral / active EE | $2,189 | $2,887-24.2% | $3,885-43.6% | $3,608-39.3% |
| Admin fee / account holder | $1,734 | $3,973-56.3% | $5,354-67.6% | $5,124-66.2% |