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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,343 | $202,342-63.8% | $172,752-57.5% | $152,897-52.0% |
| Participation rate | 84.2% | 87.1%-2.8pp | 82.6%+1.6pp | 82.5%+1.8pp |
| Annual return | 15.37% | 1029.83%-1014.5pp | 802.97%-787.6pp | 345.43%-330.1pp |
| Employer contribution / active EE | $8,907 | $5,858+52.1% | $5,144+73.2% | $4,764+87.0% |
| Participant deferral / active EE | $541 | $5,948-90.9% | $5,198-89.6% | $5,851-90.7% |
| Admin fee / account holder | $1,181 | $17,111-93.1% | $13,955-91.5% | $11,599-89.8% |