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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,309 | $58,828-36.6% | $78,002-52.2% | $62,881-40.7% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 9.57% | 17.16%-7.6pp | 425.99%-416.4pp | 20.14%-10.6pp |
| Employer contribution / active EE | $1,897 | $1,672+13.5% | $2,470-23.2% | $2,281-16.8% |
| Participant deferral / active EE | $2,665 | $2,686-0.8% | $3,497-23.8% | $3,203-16.8% |
| Admin fee / account holder | $11,747 | $4,393+167.4% | $5,481+114.3% | $4,296+173.5% |