Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,021 | $58,057+184.2% | $97,032+70.1% | $86,983+89.7% |
| Participation rate | 48.4% | 60.4%-12.0pp | 71.6%-23.2pp | 69.5%-21.2pp |
| Annual return | -33.62% | 22.26%-55.9pp | 35.38%-69.0pp | 25.83%-59.5pp |
| Employer contribution / active EE | $430 | $1,663-74.2% | $2,629-83.7% | $2,584-83.4% |
| Participant deferral / active EE | $430 | $3,244-86.8% | $4,672-90.8% | $4,194-89.8% |
| Admin fee / account holder | $3,072 | $4,839-36.5% | $9,418-67.4% | $7,856-60.9% |