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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,816 | $115,903-51.8% | $100,528-44.5% | $158,966-64.9% |
| Participation rate | 45.5% | 81.6%-36.1pp | 79.4%-34.0pp | 82.0%-36.5pp |
| Annual return | 19.61% | 34.80%-15.2pp | 30.90%-11.3pp | 302.95%-283.3pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,165 | $6,677-22.6% | $6,271-17.6% | $5,983-13.7% |
| Admin fee / account holder | $50 | $11,000-99.5% | $8,084-99.4% | $11,250-99.6% |