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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,766 | $71,878-25.2% | $86,698-38.0% | $68,486-21.5% |
| Participation rate | 62.1% | 72.2%-10.2pp | 76.6%-14.5pp | 67.9%-5.8pp |
| Annual return | -7.05% | 3.53%-10.6pp | 35.95%-43.0pp | -7.85%+0.8pp |
| Employer contribution / active EE | $2,346 | $2,173+7.9% | $2,837-17.3% | $2,597-9.7% |
| Participant deferral / active EE | $4,747 | $3,779+25.6% | $4,656+2.0% | $4,028+17.9% |
| Admin fee / account holder | $30,752 | $6,113+403.1% | $7,493+310.4% | $5,404+469.1% |