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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,659 | $95,453-37.5% | $112,040-46.8% | $82,448-27.6% |
| Participation rate | 71.4% | 72.8%-1.3pp | 76.5%-5.1pp | 68.1%+3.4pp |
| Annual return | 12.23% | 23.92%-11.7pp | 24.52%-12.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $3,563 | $2,318+53.7% | $2,954+20.6% | $2,551+39.7% |
| Participant deferral / active EE | $8,740 | $4,224+106.9% | $5,098+71.4% | $4,139+111.1% |
| Admin fee / account holder | $22,692 | $9,013+151.8% | $12,098+87.6% | $7,234+213.7% |