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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,097 | $75,058-18.6% | $152,301-59.9% | $64,340-5.0% |
| Participation rate | 53.2% | 60.9%-7.7pp | 82.4%-29.2pp | 55.2%-2.0pp |
| Annual return | 27.94% | 29.93%-2.0pp | 80.50%-52.6pp | 24.14%+3.8pp |
| Employer contribution / active EE | $1,425 | $2,605-45.3% | $4,624-69.2% | $1,862-23.5% |
| Participant deferral / active EE | $4,883 | $5,041-3.1% | $8,004-39.0% | $2,980+63.8% |
| Admin fee / account holder | $9,121 | $4,050+125.2% | $14,398-36.7% | $3,703+146.3% |