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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,671 | $77,817-37.5% | $123,553-60.6% | $64,173-24.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.73% | 12.49%-19.2pp | 119.21%-125.9pp | 7.63%-14.4pp |
| Employer contribution / active EE | $2,723 | $3,014-9.7% | $4,628-41.2% | $2,381+14.4% |
| Participant deferral / active EE | $7,278 | $5,240+38.9% | $6,426+13.3% | $3,470+109.8% |
| Admin fee / account holder | $3,107 | $5,519-43.7% | $9,284-66.5% | $4,887-36.4% |