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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,571 | $183,988-70.9% | $162,177-67.0% | $152,897-65.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 20.77% | 150.79%-130.0pp | 115.60%-94.8pp | 345.43%-324.7pp |
| Employer contribution / active EE | $4,016 | $6,370-37.0% | $5,613-28.5% | $4,764-15.7% |
| Participant deferral / active EE | $4,587 | $8,032-42.9% | $7,297-37.1% | $5,851-21.6% |
| Admin fee / account holder | $705 | $13,123-94.6% | $10,843-93.5% | $11,599-93.9% |