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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,652 | $160,040-72.1% | $147,096-69.6% | $145,877-69.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 16.27% | 98.49%-82.2pp | 419.75%-403.5pp | 551.28%-535.0pp |
| Employer contribution / active EE | $3,352 | $5,289-36.6% | $4,936-32.1% | $4,663-28.1% |
| Participant deferral / active EE | $4,739 | $8,429-43.8% | $8,071-41.3% | $6,691-29.2% |
| Admin fee / account holder | $1,047 | $15,050-93.0% | $13,005-92.0% | $13,402-92.2% |