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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,699 | $190,879-72.4% | $160,009-67.1% | $134,532-60.8% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -14.20% | 552.63%-566.8pp | 408.85%-423.0pp | 418.27%-432.5pp |
| Employer contribution / active EE | $2,093 | $4,995-58.1% | $4,225-50.5% | $4,741-55.8% |
| Participant deferral / active EE | $2,617 | $6,924-62.2% | $6,183-57.7% | $6,401-59.1% |
| Admin fee / account holder | $349 | $10,495-96.7% | $8,715-96.0% | $11,429-96.9% |