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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,909 | $91,537+7.0% | $130,045-24.7% | $75,173+30.2% |
| Participation rate | 97.5% | 71.5%+26.0pp | 78.5%+19.0pp | 67.2%+30.3pp |
| Annual return | 16.75% | -631.55%+648.3pp | -137.30%+154.1pp | 160.72%-144.0pp |
| Employer contribution / active EE | $9,987 | $2,845+251.1% | $4,321+131.1% | $2,671+273.9% |
| Participant deferral / active EE | $9,452 | $4,343+117.7% | $5,820+62.4% | $4,126+129.1% |
| Admin fee / account holder | $25,311 | $6,780+273.3% | $10,600+138.8% | $5,651+347.9% |