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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,055 | $181,896-52.1% | $156,551-44.4% | $273,972-68.2% |
| Participation rate | 44.4% | 88.4%-43.9pp | 84.0%-39.6pp | 83.0%-38.6pp |
| Annual return | 7.92% | 30.74%-22.8pp | 32.23%-24.3pp | 41.46%-33.5pp |
| Employer contribution / active EE | $2,297 | $6,248-63.2% | $5,501-58.3% | $4,869-52.8% |
| Participant deferral / active EE | $5,339 | $5,550-3.8% | $4,871+9.6% | $5,287+1.0% |
| Admin fee / account holder | $793 | $15,560-94.9% | $13,028-93.9% | $10,133-92.2% |