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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ARTHUR J GALLAGHER & CO Service code 16 · EIN 36-4291971 | Consulting | $32,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $28,559 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,636 | $45,031+85.7% | $85,009-1.6% | $77,671+7.7% |
| Participation rate | 45.2% | 48.7%-3.5pp | 67.5%-22.3pp | 70.6%-25.4pp |
| Annual return | 15.37% | 79.22%-63.8pp | 66.47%-51.1pp | 31.21%-15.8pp |
| Employer contribution / active EE | $219 | $1,609-86.4% | $2,728-92.0% | $2,726-92.0% |
| Participant deferral / active EE | $4,321 | $2,807+53.9% | $4,522-4.4% | $4,648-7.0% |
| Admin fee / account holder | $137 | $912-84.9% | $6,153-97.8% | $430-68.1% |