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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,875 | $116,203+324.2% | $93,621+426.5% | $152,909+222.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 7.12% | 35.96%-28.8pp | 32.76%-25.6pp | 345.46%-338.3pp |
| Employer contribution / active EE | $16,056 | $3,219+398.8% | $2,719+490.6% | $4,764+237.0% |
| Participant deferral / active EE | $10,138 | $4,605+120.2% | $4,070+149.1% | $5,851+73.3% |
| Admin fee / account holder | $0 | $10,751-100.0% | $7,890-100.0% | $11,601-100.0% |