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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,603 | $86,298-7.8% | $111,308-28.5% | $85,847-7.3% |
| Participation rate | 92.6% | 73.3%+19.3pp | 77.3%+15.3pp | 69.3%+23.3pp |
| Annual return | 10.50% | 19.99%-9.5pp | 54.67%-44.2pp | 318.61%-308.1pp |
| Employer contribution / active EE | $3,127 | $2,044+53.0% | $2,732+14.5% | $2,565+21.9% |
| Participant deferral / active EE | $3,929 | $3,641+7.9% | $4,487-12.4% | $3,952-0.6% |
| Admin fee / account holder | $13,542 | $8,189+65.4% | $7,965+70.0% | $6,261+116.3% |