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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,345 | $167,353-52.0% | $143,797-44.1% | $134,545-40.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -12.85% | 0.48%-13.3pp | -0.04%-12.8pp | 418.37%-431.2pp |
| Employer contribution / active EE | $1,109 | $5,620-80.3% | $4,952-77.6% | $4,742-76.6% |
| Participant deferral / active EE | $7,333 | $6,447+13.7% | $5,638+30.1% | $6,401+14.6% |
| Admin fee / account holder | $3,212 | $18,096-82.3% | $14,679-78.1% | $11,431-71.9% |