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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,779 | $78,690-26.6% | $161,489-64.2% | $87,485-34.0% |
| Participation rate | 43.8% | 67.5%-23.7pp | 78.7%-34.9pp | 68.9%-25.2pp |
| Annual return | 20.68% | 32.74%-12.1pp | 89.72%-69.0pp | 26.06%-5.4pp |
| Employer contribution / active EE | $768 | $2,588-70.3% | $4,268-82.0% | $2,596-70.4% |
| Participant deferral / active EE | $1,996 | $3,311-39.7% | $5,630-64.5% | $4,274-53.3% |
| Admin fee / account holder | $675 | $6,724-90.0% | $16,006-95.8% | $7,775-91.3% |