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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,779 | $75,541-23.5% | $152,093-62.0% | $82,637-30.1% |
| Participation rate | 43.8% | 66.5%-22.8pp | 77.8%-34.0pp | 68.1%-24.3pp |
| Annual return | 20.68% | 32.56%-11.9pp | 66.36%-45.7pp | 53.51%-32.8pp |
| Employer contribution / active EE | $768 | $2,622-70.7% | $4,175-81.6% | $2,552-69.9% |
| Participant deferral / active EE | $1,996 | $3,206-37.7% | $5,451-63.4% | $4,126-51.6% |
| Admin fee / account holder | $675 | $6,405-89.5% | $14,497-95.3% | $7,339-90.8% |