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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,489 | $49,177-5.5% | $79,467-41.5% | $64,173-27.6% |
| Participation rate | 85.0% | 65.0%+20.0pp | 73.3%+11.7pp | 69.6%+15.4pp |
| Annual return | -9.67% | -1.16%-8.5pp | 718.30%-728.0pp | 7.63%-17.3pp |
| Employer contribution / active EE | $4,160 | $2,076+100.4% | $2,800+48.6% | $2,381+74.7% |
| Participant deferral / active EE | $3,577 | $2,821+26.8% | $3,704-3.4% | $3,470+3.1% |
| Admin fee / account holder | $1,507 | $3,839-60.7% | $5,104-70.5% | $4,887-69.2% |