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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,189 | $123,155-90.9% | $108,753-89.7% | $155,188-92.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 13.45% | 44.73%-31.3pp | 37.47%-24.0pp | 148.84%-135.4pp |
| Employer contribution / active EE | $1,236 | $2,811-56.0% | $2,427-49.1% | $4,248-70.9% |
| Participant deferral / active EE | $1,905 | $4,623-58.8% | $4,115-53.7% | $6,531-70.8% |
| Admin fee / account holder | $7,082 | $12,126-41.6% | $10,320-31.4% | $14,480-51.1% |