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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,676 | $148,629+70.7% | $135,982+86.6% | $139,487+81.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.36% | 79.33%-62.0pp | 68.32%-51.0pp | 373.84%-356.5pp |
| Employer contribution / active EE | $8,182 | $5,247+55.9% | $4,859+68.4% | $4,755+72.1% |
| Participant deferral / active EE | $8,868 | $8,102+9.5% | $7,760+14.3% | $6,713+32.1% |
| Admin fee / account holder | $12,700 | $12,406+2.4% | $10,767+17.9% | $11,407+11.3% |