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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,121 | $138,076-70.9% | $123,553-67.5% | $135,380-70.4% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -6.20% | 153.70%-159.9pp | 119.21%-125.4pp | 519.81%-526.0pp |
| Employer contribution / active EE | $1,800 | $5,152-65.1% | $4,628-61.1% | $4,779-62.3% |
| Participant deferral / active EE | $3,720 | $6,800-45.3% | $6,426-42.1% | $5,609-33.7% |
| Admin fee / account holder | $2,872 | $10,917-73.7% | $9,284-69.1% | $10,828-73.5% |