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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,085 | $109,967+292.0% | $97,197+343.5% | $145,877+195.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.65% | 244.27%-230.6pp | 75.47%-61.8pp | 551.28%-537.6pp |
| Employer contribution / active EE | $19,016 | $3,077+518.1% | $2,723+598.4% | $4,663+307.8% |
| Participant deferral / active EE | $14,906 | $4,676+218.8% | $4,263+249.6% | $6,691+122.8% |
| Admin fee / account holder | $3,160 | $6,199-49.0% | $5,637-44.0% | $13,402-76.4% |