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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,011 | $106,008-67.9% | $92,240-63.1% | $147,586-77.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 38.26% | 50.05%-11.8pp | 176.29%-138.0pp | 578.59%-540.3pp |
| Employer contribution / active EE | $17,556 | $4,333+305.1% | $3,680+377.1% | $4,876+260.0% |
| Participant deferral / active EE | $11,402 | $4,478+154.6% | $3,897+192.6% | $5,439+109.7% |
| Admin fee / account holder | $704 | $6,333-88.9% | $5,194-86.4% | $10,886-93.5% |