Filed October 13, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,206 | $217,392-41.9% | $185,818-32.1% | $167,497-24.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -6.75% | 148.37%-155.1pp | 122.06%-128.8pp | 478.62%-485.4pp |
| Employer contribution / active EE | $5,121 | $5,873-12.8% | $5,168-0.9% | $4,838+5.8% |
| Participant deferral / active EE | $10,365 | $6,357+63.1% | $5,568+86.1% | $6,341+63.4% |
| Admin fee / account holder | $1,280 | $19,813-93.5% | $16,239-92.1% | $12,310-89.6% |