Filed October 13, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,206 | $217,432-42.0% | $185,851-32.1% | $167,553-24.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -6.75% | 148.43%-155.2pp | 122.11%-128.9pp | 478.89%-485.6pp |
| Employer contribution / active EE | $5,121 | $5,874-12.8% | $5,168-0.9% | $4,840+5.8% |
| Participant deferral / active EE | $10,365 | $6,357+63.0% | $5,569+86.1% | $6,343+63.4% |
| Admin fee / account holder | $1,280 | $19,820-93.5% | $16,245-92.1% | $12,316-89.6% |