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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,243 | $176,794+181.3% | $146,647+239.1% | $167,553+196.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 17.46% | 24.04%-6.6pp | 22.75%-5.3pp | 478.89%-461.4pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $18,613 | $6,440+189.0% | $5,506+238.0% | $6,343+193.5% |
| Admin fee / account holder | $1,518 | $13,262-88.6% | $10,281-85.2% | $12,316-87.7% |