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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,839 | $78,428-54.3% | $95,960-62.7% | $79,852-55.1% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 32.24% | 19.37%+12.9pp | 91.63%-59.4pp | 31.72%+0.5pp |
| Employer contribution / active EE | $4,346 | $1,945+123.4% | $2,541+71.0% | $2,471+75.9% |
| Participant deferral / active EE | $3,520 | $3,440+2.3% | $4,167-15.5% | $3,740-5.9% |
| Admin fee / account holder | $14,306 | $5,622+154.5% | $6,797+110.5% | $5,306+169.6% |