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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,901 | $81,276+324.4% | $155,574+121.7% | $80,925+326.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 17.16% | 33.36%-16.2pp | 64.87%-47.7pp | 35.65%-18.5pp |
| Employer contribution / active EE | $8,247 | $3,103+165.8% | $4,676+76.4% | $2,756+199.2% |
| Participant deferral / active EE | $10,534 | $3,453+205.1% | $5,629+87.1% | $4,299+145.0% |
| Admin fee / account holder | $4,475 | $7,993-44.0% | $15,914-71.9% | $6,940-35.5% |