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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,471 | $76,407+466.0% | $150,298+187.7% | $82,448+424.5% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.41% | 39.99%-22.6pp | 62.79%-45.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $9,554 | $2,614+265.5% | $4,154+130.0% | $2,551+274.5% |
| Participant deferral / active EE | $11,366 | $3,214+253.6% | $5,453+108.4% | $4,139+174.6% |
| Admin fee / account holder | $5,203 | $6,352-18.1% | $14,116-63.1% | $7,234-28.1% |