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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,038 | $175,231+1.6% | $149,696+18.9% | $139,466+27.7% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 8.42% | 166.77%-158.3pp | 134.46%-126.0pp | 373.66%-365.2pp |
| Employer contribution / active EE | $1,399 | $5,478-74.5% | $4,821-71.0% | $4,754-70.6% |
| Participant deferral / active EE | $2,423 | $6,521-62.8% | $5,682-57.4% | $6,712-63.9% |
| Admin fee / account holder | $41,764 | $16,155+158.5% | $13,212+216.1% | $11,409+266.1% |