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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,020 | $77,908-17.8% | $149,696-57.2% | $75,173-14.8% |
| Participation rate | 65.7% | 65.6%+0.1pp | 78.8%-13.1pp | 67.2%-1.5pp |
| Annual return | 32.70% | 31.73%+1.0pp | 134.46%-101.8pp | 160.72%-128.0pp |
| Employer contribution / active EE | $2,094 | $3,138-33.3% | $4,821-56.6% | $2,671-21.6% |
| Participant deferral / active EE | $5,075 | $3,411+48.8% | $5,682-10.7% | $4,126+23.0% |
| Admin fee / account holder | $4,006 | $5,950-32.7% | $13,212-69.7% | $5,651-29.1% |