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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $581,853 | $115,810+402.4% | $101,271+474.5% | $158,966+266.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.35% | 56.15%-46.8pp | 46.48%-37.1pp | 302.95%-293.6pp |
| Employer contribution / active EE | $15,318 | $4,175+266.9% | $3,660+318.5% | $4,762+221.6% |
| Participant deferral / active EE | $8,543 | $4,958+72.3% | $4,371+95.5% | $5,983+42.8% |
| Admin fee / account holder | $19,035 | $7,248+162.6% | $5,948+220.0% | $11,250+69.2% |