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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,614 | $183,592-67.0% | $155,574-61.0% | $145,877-58.4% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 5.64% | 61.37%-55.7pp | 64.87%-59.2pp | 551.28%-545.6pp |
| Employer contribution / active EE | $1,598 | $5,317-69.9% | $4,676-65.8% | $4,663-65.7% |
| Participant deferral / active EE | $1,096 | $6,466-83.0% | $5,629-80.5% | $6,691-83.6% |
| Admin fee / account holder | $62,667 | $19,316+224.4% | $15,914+293.8% | $13,402+367.6% |